Loans

New / Used Vehicles
(Auto, truck, motorcycle,boat, RV, Camper)

Mortgage
(Residential, construction, or commercial)

Home Equity Fixed Rate

Home Equity Line of Credit
(Variable Rate)

Personal / Signature
(Fixed or variable rate)

Visa Credit Card

Share Secured

Overdraft Protection

New / Used Vehicle Loans
(Auto , trucks, motorcycle, boats, RV, camper)

Current Rates

Always think of LincOne Federal Credit Union first before you purchase or finance a new or used vehicle.

We offer very competitive rates, extended warranties, Guaranteed Asset Protection (GAP), credit life and disability insurance, and more at a much lower cost than the dealers. The credit union also has resources such as Web Carbook and NADA books to help you negotiate the value of your trade and the best possible price for the vehicle you want.

Our goal is to make your next vehicle purchase a more pleasant and exciting experience. Apply on line or contact a Financial Service Representative (FSR) today @ 402.441.3555 / 888.790.7261.

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Mortgage Loans
(Residential, construction, or commercial)

Current Rates

Whether you have $500 or $50,000 down, we've got a variety of loan options to get you into your new home. We offer the very popular 30-year fixed rate mortgage loan, Adjustable Rate Mortgages, FHA/VA and even Interest-Only programs. There is more than one way to finance a home, and we can help you narrow down your options and select the loan that fits you best. Submit an application online anytime day or night, or visit the credit union, for pre-approved financing before you go shopping. Then focus on finding the perfect home. The right mortgage financing can assist you in achieving financial freedom. Contact the credit union today!

LINCONE Federal Credit Union's mortgage company, Centennial Lending, has helped countless members with their mortgage needs. To apply for a loan or just a little research - visit http://centennial.mortgagewebcenter.com or http://www.linconefcu.org and click on Centennial Lending. Contact Centennial Lending directly @ 720.540.5500

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Home Equity Loans
(Fixed and variable rates)

Current Rates

Put the equity in your home to work for you with a home equity loan. You will find our rates competitive and our repayment terms flexible. Loans are available for up to 100% of the appraised value of your home, with terms ranging from one to fifteen years. There are two types of home equity loans for you to choose from depending on your needs: Fixed Home Equity Loan: Provides you with a predetermined amount of money up front for a specific period of time, usually with a fixed interest rate. Home Equity Line of Credit: A fixed amount of credit with a variable interest rate that you can draw from as you need it. Use a home equity loan to consolidate debt, remodel your home, travel, purchase a vehicle, or finance your child(ren)'s continued education. (Consult your tax advisor for possible tax deduction.)

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Personal / Signature Loans

Current Rates

Qualified members, with approved credit, can enjoy the freedom of having a personal loan or signature line of credit up to $15,000. This unsecured loan can be used for any valid purpose.

Apply online or visit the credit union and apply today.

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Visa Credit Cards

Current Rates

Apply for a credit card from the credit union. NO ANNUAL FEE GREAT LOW VARIABLE RATE 25 DAY GRACE PERIOD NO FEE CASH ADVANCES @ THE CREDIT UNION ON-LINE ACCESS / PAYMENTS AUTOMATIC PAYMENTS OR MAKE YOUR PAYMENT AT THE CREDIT UNION. Visa Cardholder Agreement

Enjoy this convenient, affordable credit card. Apply today. Click on "Apply Online" or visit the credit union today and ask about our VISA credit card.

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Share Secured

Current Rates

Instead of using your savings balance to purchase an item, apply for a share secured loan. The balance of your savings/certificate will continue to earn dividends and increase in value, while your loan balance will decrease with each payment. Plus with a Share Secured loan or a Share Certificate Secured loan your interest rate may be lower than other secured or unsecured loans.

Keep your savings balance, use a share secured loan! Apply online or contact a Financial Service Representative (FSR) today!

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Overdraft Protection Loan

Current Rates

Do you find yourself coming up a little short of cash by the end of the month? If so, an overdraft protection loan is perfect for you! This line of credit is available to qualifying members with checking accounts. Members can use it to receive a cash advance or if a mistake is made in your checkbook, the funds are automatically transferred from your loan directly into your checking account to cover any insufficient funds. We have even made the payment hassle free for you. On the last day of each month, a transfer payment from your checking account is made to your loan. Call LINCONE FCU today to apply for your overdraft protection loan.