Fees

Fee Schedule Changes
effective as of February 5, 2012

Transfer from shares to cover NSF draft

$5.00 transfer

Transfer from overdraft protection to cover NSF

$5.00 item

NSF paid by Courtesy Pay Overdraft

$30.00 item

Overdraft/returned item

$30.00 item

Stop payment orders (member check)

$30.00 item

Stop payment orders (credit union check)

$30.00 item

Check copies

$3.00 item

Account history printout

$1.00 screen

Check printing fees

$ varies

ATM card excess usage fee (See #1 below)

$2.00 transaction

Money Market Account

Below minimum balance

$15.00 month

Excess check fee

$5.00 item

Individual Retirement Account (IRA)

Reopening of closed IRA account

$10.00 occurrence

Other

Returned deposit/payment fee (See below # 3)

$ varies

Outgoing wire

$20.00 item

Incoming wire

$10.00 item

International wire

$35.00 item

ACH Origination

$5.00 onetime

ACH Return

$30.00 item

Account reconciliation/research

$30.00 hour

Bill payer inactivity

$5.00 mo

Credit Union checks

$5.00 item

Credit Union check copies

$5.00 item

Money Orders

$1.50 item

Re-open membership

$10.00 occurrence

Dormant account fee

$5.00 occurrence

Statement copies

$3.00 statement

Account number change

$5.00 occurrence

VISA card international transaction

$ varies

Item held for collection

$15.00 item

VISA Gift Card

$2.50 item

VISA Travel Card

$5.00 item

VISA Check/Credit Card replacement

$20.00 occurrence

VISA Check/Credit Card replacement-RUSH

$35.00 occurrence

Garnishments/Levies

$15.00 occurrence

Bad address fee

$3.00 occurrence

Late payment fee (after 15 days)

$25.00 occurrence

Check cashing fee (See below # 2)

$ varies

#1 Charged for each transaction in excess of 2 (two) per month performed at non CO-OP ATMs.

#2 Check Cashing Fee: $1.00 per $100.00 of check amount, maximum fee of $5.00. (Fee waived if any one of the conditions are met: average aggregate balance of $500 in savings for previous 3 months; active & current loan; age 18 or younger; 50% of check deposited.)

#3 Check Amount Fee